College Essays

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How to Complete the 2024-2025 FAFSA

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The FAFSA, or Free Application for Federal Student Aid, is the single most important part of the financial aid process. This single application is the key for unlocking need-based financial aid at colleges and universities across the United States. Through the FAFSA, students can be eligible for a wide variety of need-based financial aid including:

  • Grants like Pell Grants and Federal SEOG Grants
  • Student Loans including Subsidized and Unsubsidized Federal Direct Loans and PLUS Loans

The FAFSA has undergone several changes for the 2024-2025 FAFSA year . Here are some summary points highlighting the major changes to the 2024-2025 FAFSA: 

  • The FAFSA was available at the end of December of 2023, which is months later than usual
  • The number of questions was reduced from 108 to 36
  • The questions on the FAFSA now align more with federal income tax returns 
  • An increase in aid eligibility for single parents
  • A decrease in aid eligibility for middle and high-income families
  • Reduce the likelihood of verification 
  • New Federal Pell Grant formula
  • Everyone needs an FSA ID to complete the FAFSA application
  • Student can list up to 20 schools on the online FAFSA application 
@scholarships360 For a more info about what’s new with the FAFSA this year, check out https://scholarships360.org/financial-aid/fafsa-changes/ #greenscreen #scholarships360 #FAFSA #scholarship #scholarshiptok #studenthacks #student #highschool #college ♬ Sia – Xeptemper

This FAFSA 101 Guide will make the process of completing the Free Application for Federal Student Aid simple and stress-free. Let’s dive in with the help of our financial aid expert Annie Trout !

FAFSA dates to remember

It is important to follow all of the FAFSA deadlines ! Some college money is awarded on a first-come first-serve basis so try to complete the FAFSA as soon as it is opened! We recommend putting the FAFSA deadlines on your calendar as soon as possible:

  • 🗓 FAFSA Opens: December of 2023 (different from the typical October 1 application open date) 
  • ⏱ State Specific Deadlines: Varies by State
  • ⏱Federal Deadline: June 30th, 2025 

Keep in mind that the FAFSA is expected to return to an October 1st start date for the 2025-2026 school year. As a reminder, the FAFSA is open for the full school year, or three semesters (for example, Fall 2024, Spring 2025, Summer 2025). So anyone attending college during those three terms needs to complete this FAFSA.

Why is completing the FAFSA so important? 

The FAFSA is one of the most important steps to complete in the college application process! The schools you get accepted into will look at your FAFSA information to determine what your financial aid package will look like for that academic year. Your award letter may include grants , work-study , federal student loans and state or school financial aid. This award letter can be used to cover costs such as tuition, fees, housing , meals, books, a laptop and much more. 

What to know before filling out the 2024-2025 FAFSA

  • You will need your 2022 income information
  • The FAFSA is split into roles so when you log in as a student you will only see the student questions! If parental information is required, then your parent will only see parent questions. 
  • Every person logging into the FAFSA (student, student’s spouse, parent, parent’s spouse) will need their own unique FSA ID that can be created with or without a Social Security number
  • The schools you list on your FAFSA will receive your FAFSA information electronically and you can list up to 20 schools 
  • You and your contributors may need to answer questions about untaxed income such as child support and interest income
  • Make sure you have records of your savings and checking account balances as well as the value of any investments 

Filling out the FAFSA step-by-step

Ok, once these dates are on your calendar, you can get started on the actual application! We have broken the entire FAFSA application into a step-by-step process:

  • Create your FSA ID 
  • Gather the necessary materials
  • Answer the FAFSA Questions
  • Submit the FAFSA by the necessary deadline

We also have a number of Frequently Asked Questions for you to check out! Keep on reading to complete your FAFSA and ensure that you will qualify for the maximum amount of need-based financial aid that you are eligible for!

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Step one: create your fsa id.

Your Federal Student Aid ID is a unique username and password that allows you to access the FSA online platform and is your legal signature for filling out forms. Every person who will be filling out the FAFSA including the student, student’s spouse, parent and parent’s spouse must create a FSA ID. In the past, a Social Security number was required to create a FSA ID, however, for the 2024-2205 FAFSA those without a SSN can create an account using a new verification process. Create your FSA ID here.

(Keep in mind that someone may have previously created an FSA ID if they were a student and completed a previous FAFSA or a parent has an older child who has completed a FAFSA)

Step Two: Gather the necessary materials

Once you have created your FSA ID, you will need to gather the necessary materials to actually fill out the actual application. Our list of the necessary materials for both dependent and independent students can help you prepare.

Step Three: Answer the FAFSA questions

The questions online won’t appear in this exact order. The FAFSA also incorporates skip-logic online, so how a student answers a question will affect the questions they must answer. Students should never answer more questions than needed to submit the FAFSA. If asked if they’d like to skip, they should answer “YES.” If the college needs the info, the college will follow up with the student after receiving the FAFSA information and the student can then provide the individual college with the information.

Now you are ready to answer the actual questions. The 2024-2025 FAFSA has been broken down into sections based on who is answering the questions. Therefore, there may be skipped sections if you do not have these relationships such as a spouse or a parent’s spouse. We have broken down the FAFSA questions into these sections to assist you as you work your way through the application:

  • Questions 1-24 (Student) 
  • Questions 25-29 (Student Spouse) 
  • Questions 30-41 (Parent) 
  • Questions 42-46 (Parent Spouse or Partner) 

Here are the definitions of these relationships: 

  • Student : The student who is completing the FAFSA for financial aid for college
  • Student Spouse : If the student is married and did not file a 2022 tax return jointly with their spouse then their spouse should complete the FAFSA
  • Parent : The legal parents of dependent students who are either the biological, adoptive or a person that the state has determined to be a parent
  • Parent Spouse : If the student’s parent is married then the parent’s spouse’s information is required on the FAFSA. If the student’s parent is unmarried and living with a partner, the partner’s information is only required if the partner is also the student’s legal parent. 

Questions 1-24 (Student)

The new 2024-2025 FAFSA has broken down the form into sections based on your relation to the student. The first 24 questions are for the student, or the individual applying for financial aid for college for the 2024-2025 school year. 

There are roughly 5 sub sections or steps for the student to complete in the FAFSA. These can be broken down into: 

  • Personal circumstances

Demographics

Personal circumstances.

The personal circumstances section of the FAFSA asks the student some basic questions such as first name, last name, date of birth, Social Security number, individual taxpayer identification number, phone number, email address, and permanent mailing address. Additionally, this section asks about the student’s current marital status, their college grade level, the amount of people in the student’s family and any unusual life circumstances.

The demographics section asks about the student’s identity such as gender, race, citizenship status, state of legal residence and high school. 

Financials 

The financials section asks questions about the student’s financial status during 2022 or 2023. This section asks about any federal benefits the student may have received if the student filed a 2022 IRS Form 1040 or 1040-NR and other specific tax information. There is also a fill in the blank portion of this section where the student will need to list the amount of child support they received, their current total of cash, savings and checking accounts, their current net worth of investments including real estate and their current net worth of business and investment farms.The student will also need to fill out the following 2022 tax return information: 

  • Income earned from work  
  • Tax exempt interest income 
  • Untaxed portions of IRA distributions 
  • IRA rollover into another IRA or qualified plan 
  • Untaxed portions of pensions 
  • Pension rollover into an IRA or other qualified plan 
  • Adjusted gross income 
  • Income tax paid 
  • Did the student receive the earned income credit (EIC)? 
  • IRA deductions and payments to self-employed SEP, SIMPLE, and qualified plans 
  • Education credits (American Opportunity and Lifetime Learning credits) 
  • Did the student file a Schedule A, B, D, E, F, or H?
  • Net profit of loss from IRS Form 1040 
  • Amount of college grants, scholarships, or AmeriCorps benefits reported as income to the IRS 
  • Foreign earned income exclusion 

In this section, the student lists any colleges or career schools that you want to receive your FAFSA. You can select up to 20 schools. Additionally, this section will list the guidelines for residents to be eligible for state grant aid in their specific state of residence. 

This is the last step for the student specific section on the FAFSA! All you have to do in this section is sign your name confirming that you understand the terms and conditions of the FAFSA. 

Questions 25-29 (Student Spouse) 

This section of the FAFSA will only need to be completed if the student applying for the FAFSA has a spouse. If this is true then the student’s spouse will need to fill out identity information such as their name, SSN and date of birth as well as answer some yes or no questions regarding their 2022 tax return and filing status. 

The student’s spouse will also need to fill out the following 2022 tax return information: 

  • Income earned from work
  • Untaxed portions of pensions
  • Pension rollover into an IRA or other qualified plan
  • Did the student receive the earned income credit (EIC)?

Lastly, the student’s spouse will need to sign their section to indicate that they agree to the FAFSA’s terms and conditions. 

Questions 30-41 (Parent) 

This section is for the parent of the dependent student to fill out based on their personal and financial information. 

There are roughly 3 sub sections or steps that the parent has to complete in the FAFSA. These can be broken down into: 

In this section, the parent will need to fill out personal information such as their identity information, contact information, current marital status, legal residence, people in the parent’s family and how many people in the parent’s family will be in college between 2024-2025. 

In the financials section, the parent will need to answer questions regarding their financial status and situation such as if they received any benefits from any federal programs, if they filed a 2022 IRS Form 1040 or 1040-NR and their filing status. In addition to these multiple choice questions, the parent will also need to write down the following information regarding their finances: 

  • Did the parent receive the earned income credit (EIC)? 
  • Did the parent file a Schedule A, B, D, E, F, or H? 
  • Amount of child support received 
  • Current total of cash, savings and checking accounts
  • Current net worth of investments including real estate
  • Current net worth of businesses and investment farms

This is the last step for the parent specific section on the FAFSA! All you have to do in this section is sign your name confirming that you understand the terms and conditions of the FAFSA. 

Questions 42-46 (Parent Spouse or Partner) 

This section of the FAFSA is to be filled out by the student’s parent’s spouse or partner. If this relationship is not applicable to you and your situation you do not need to complete this section. However, if this is applicable to you then the parent’s spouse or partner will need to fill out identity information such as their name, SSN and date of birth as well as answer some yes or no questions regarding their 2022 tax return and filing status. 

The parent’s spouse or partner will also need to fill out the following 2022 tax return information: 

  • Did the parent file a Schedule A, B, D, E, F, or H?

Lastly, the parent’s spouse or partner will need to sign their section to indicate that they agree to the FAFSA’s terms and conditions. 

Step Five: Submit the FAFSA by the necessary deadline

While the Federal FAFSA deadline is June 30th, different states have different deadlines . You will want to make sure that you are minding the specific deadlines. This is why we recommend that you submit your application as soon as possible. Remember, it is a free application and there is no downside to applying early.

Related: Can I make corrections to my FAFSA after submitting?

After you file the 2024-2025 FAFSA

Once you submit your 2024-2025 FAFSA application you will be sent an email with a link to your FAFSA Submission Summary (FSS). The FSS is a summary of the information you provided on the FAFSA. 

Once you submit the FAFSA, you may be selected for verification . FAFSA verification is the process used by the Department of Education to double check your financial information. Do not be alarmed if you are selected! You will just need to fill out a quick and simple application. Now that you have submitted your 2024-2025 FAFSA, you will need to wait for your selected colleges to send you their financial aid packages . Due to the newness of the 2024-2025 FAFSA, there have been setbacks and minor delays that differ from the original deadlines. Therefore, there is a good chance that you will not be able to receive your financial aid letter from your desired colleges until later than expected. So, make sure you are reaching out to these specific colleges’ financial aid departments to learn more about their expected timeline.

Frequently asked questions about completing the FAFSA

How much money will fafsa give me, do i need to complete the fafsa every year, what does my fafsa sai mean, when should i fill out the fafsa for the fall semester, does the fafsa cost money to complete, do i need to pay back fafsa money, what if i have other questions about the fafsa, what if my financial situation has changed since i filed my taxes, do i need to report my parents’ information if they don’t financially support me, scholarships360 recommended.

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The Loss of Things I Took for Granted

Ten years into my college teaching career, students stopped being able to read effectively..

Recent years have seen successive waves of book bans in Republican-controlled states, aimed at pulling any text with “woke” themes from classrooms and library shelves. Though the results sometimes seem farcical, as with the banning of Art Spiegelman’s Maus due to its inclusion of “cuss words” and explicit rodent nudity, the book-banning agenda is no laughing matter. Motivated by bigotry, it has already done demonstrable harm and promises to do more. But at the same time, the appropriate response is, in principle, simple. Named individuals have advanced explicit policies with clear goals and outcomes, and we can replace those individuals with people who want to reverse those policies. That is already beginning to happen in many places, and I hope those successes will continue until every banned book is restored.

If and when that happens, however, we will not be able to declare victory quite yet. Defeating the open conspiracy to deprive students of physical access to books will do little to counteract the more diffuse confluence of forces that are depriving students of the skills needed to meaningfully engage with those books in the first place. As a college educator, I am confronted daily with the results of that conspiracy-without-conspirators. I have been teaching in small liberal arts colleges for over 15 years now, and in the past five years, it’s as though someone flipped a switch. For most of my career, I assigned around 30 pages of reading per class meeting as a baseline expectation—sometimes scaling up for purely expository readings or pulling back for more difficult texts. (No human being can read 30 pages of Hegel in one sitting, for example.) Now students are intimidated by anything over 10 pages and seem to walk away from readings of as little as 20 pages with no real understanding. Even smart and motivated students struggle to do more with written texts than extract decontextualized take-aways. Considerable class time is taken up simply establishing what happened in a story or the basic steps of an argument—skills I used to be able to take for granted.

Since this development very directly affects my ability to do my job as I understand it, I talk about it a lot. And when I talk about it with nonacademics, certain predictable responses inevitably arise, all questioning the reality of the trend I describe. Hasn’t every generation felt that the younger cohort is going to hell in a handbasket? Haven’t professors always complained that educators at earlier levels are not adequately equipping their students? And haven’t students from time immemorial skipped the readings?

The response of my fellow academics, however, reassures me that I’m not simply indulging in intergenerational grousing. Anecdotally, I have literally never met a professor who did not share my experience. Professors are also discussing the issue in academic trade publications , from a variety of perspectives. What we almost all seem to agree on is that we are facing new obstacles in structuring and delivering our courses, requiring us to ratchet down expectations in the face of a ratcheting down of preparation. Yes, there were always students who skipped the readings, but we are in new territory when even highly motivated honors students struggle to grasp the basic argument of a 20-page article. Yes, professors never feel satisfied that high school teachers have done enough, but not every generation of professors has had to deal with the fallout of No Child Left Behind and Common Core. Finally, yes, every generation thinks the younger generation is failing to make the grade— except for the current cohort of professors, who are by and large more invested in their students’ success and mental health and more responsive to student needs than any group of educators in human history. We are not complaining about our students. We are complaining about what has been taken from them.

If we ask what has caused this change, there are some obvious culprits. The first is the same thing that has taken away almost everyone’s ability to focus—the ubiquitous smartphone. Even as a career academic who studies the Quran in Arabic for fun, I have noticed my reading endurance flagging. I once found myself boasting at a faculty meeting that I had read through my entire hourlong train ride without looking at my phone. My colleagues agreed this was a major feat, one they had not achieved recently. Even if I rarely attain that high level of focus, though, I am able to “turn it on” when demanded, for instance to plow through a big novel during a holiday break. That’s because I was able to develop and practice those skills of extended concentration and attentive reading before the intervention of the smartphone. For children who were raised with smartphones, by contrast, that foundation is missing. It is probably no coincidence that the iPhone itself, originally released in 2007, is approaching college age, meaning that professors are increasingly dealing with students who would have become addicted to the dopamine hit of the omnipresent screen long before they were introduced to the more subtle pleasures of the page.

The second go-to explanation is the massive disruption of school closures during COVID-19. There is still some debate about the necessity of those measures, but what is not up for debate any longer is the very real learning loss that students suffered at every level. The impact will inevitably continue to be felt for the next decade or more, until the last cohort affected by the mass “pivot to online” finally graduates. I doubt that the pandemic closures were the decisive factor in themselves, however. Not only did the marked decline in reading resilience start before the pandemic, but the students I am seeing would have already been in high school during the school closures. Hence they would be better equipped to get something out of the online format and, more importantly, their basic reading competence would have already been established.

Less discussed than these broader cultural trends over which educators have little control are the major changes in reading pedagogy that have occurred in recent decades—some motivated by the ever-increasing demand to “teach to the test” and some by fads coming out of schools of education. In the latter category is the widely discussed decline in phonics education in favor of the “balanced literacy” approach advocated by education expert Lucy Calkins (who has more recently come to accept the need for more phonics instruction). I started to see the results of this ill-advised change several years ago, when students abruptly stopped attempting to sound out unfamiliar words and instead paused until they recognized the whole word as a unit. (In a recent class session, a smart, capable student was caught short by the word circumstances when reading a text out loud.) The result of this vibes-based literacy is that students never attain genuine fluency in reading. Even aside from the impact of smartphones, their experience of reading is constantly interrupted by their intentionally cultivated inability to process unfamiliar words.

For all the flaws of the balanced literacy method, it was presumably implemented by people who thought it would help. It is hard to see a similar motivation in the growing trend toward assigning students only the kind of short passages that can be included in a standardized test. Due in part to changes driven by the infamous Common Core standards , teachers now have to fight to assign their students longer readings, much less entire books, because those activities won’t feed directly into students getting higher test scores, which leads to schools getting more funding. The emphasis on standardized tests was always a distraction at best, but we have reached the point where it is actively cannibalizing students’ educational experience—an outcome no one intended or planned, and for which there is no possible justification.

We can’t go back in time and do the pandemic differently at this point, nor is there any realistic path to putting the smartphone genie back in the bottle. (Though I will note that we as a society do at least attempt to keep other addictive products out of the hands of children.) But I have to think that we can, at the very least, stop actively preventing young people from developing the ability to follow extended narratives and arguments in the classroom. Regardless of their profession or ultimate educational level, they will need those skills. The world is a complicated place. People—their histories and identities, their institutions and work processes, their fears and desires—are simply too complex to be captured in a worksheet with a paragraph and some reading comprehension questions. Large-scale prose writing is the best medium we have for capturing that complexity, and the education system should not be in the business of keeping students from learning how to engage effectively with it.

This is a matter not of snobbery, but of basic justice. I recognize that not everyone centers their lives on books as much as a humanities professor does. I think they’re missing out, but they’re adults and they can choose how to spend their time. What’s happening with the current generation is not that they are simply choosing TikTok over Jane Austen. They are being deprived of the ability to choose—for no real reason or benefit. We can and must stop perpetrating this crime on our young people.

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  14. How to Complete the 2024-2025 FAFSA

    The new 2024-2025 FAFSA has broken down the form into sections based on your relation to the student. The first 24 questions are for the student, or the individual applying for financial aid for college for the 2024-2025 school year. There are roughly 5 sub sections or steps for the student to complete in the FAFSA.

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